TERMS OF USE — SPLITTER

1. What Splitter Is Splitter is a free tool that helps you record shared expenses and calculate how much each person owes. SPLITTER DOES NOT HOLD, TRANSMIT, OR PROCESS MONEY, PAYMENT CARDS, OR BANKING INFORMATION OF ANY KIND. Any actual payment between users happens entirely outside the app, directly between those users. Splitter is not a party to, and has no responsibility for, any payment, debt, or financial arrangement between users. 2. Accuracy Is Your Responsibility Splitter lets you enter expense data manually or scan receipts using automated image recognition ("OCR"). YOU ACKNOWLEDGE AND AGREE THAT: (a) AUTOMATED RECOGNITION CAN AND DOES MAKE MISTAKES, including misreading amounts, item names, or totals; (b) THE ACCURACY OF ANY CALCULATION DEPENDS ENTIRELY ON THE ACCURACY OF THE DATA YOU ENTER OR APPROVE; (c) SPLITTER DOES NOT REPRESENT, WARRANT, OR GUARANTEE THAT ANY CALCULATION, SCAN RESULT, OR BALANCE SHOWN IN THE APP IS ACCURATE, COMPLETE, OR RELIABLE; (d) Splitter lets you review and correct any recognized or entered data before it is used in a calculation or relied on for any real-world payment; (e) YOU ARE SOLELY RESPONSIBLE for reviewing and verifying all data and calculations before acting on them, including before making, requesting, or accepting any payment. 3. No Warranty TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, SPLITTER IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, EXPRESS, IMPLIED, OR STATUTORY, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE APP WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE. 4. Limitation of Liability TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, SPLITTER AND ITS CREATOR(S) WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF MONEY, DATA, OR GOODWILL, ARISING FROM YOUR USE OF THE APP — INCLUDING ANY PAYMENT YOU MAKE, REQUEST, OR ACCEPT BASED ON DATA OR CALCULATIONS YOU DID NOT INDEPENDENTLY VERIFY. YOU USE SPLITTER, AND ACT ON ANY INFORMATION IT PROVIDES, ENTIRELY AT YOUR OWN RISK. Some jurisdictions do not allow the exclusion or limitation of certain damages or implied warranties. In those jurisdictions, the exclusions above apply only to the fullest extent the law permits, and nothing in these Terms limits any right you have under mandatory consumer protection law that cannot be waived by agreement. 5. Disputes Between Users Splitter is a coordination tool between users; it is not a party to any agreement or debt between them. Disputes about who owes what, whether an amount was actually paid, or any related disagreement are solely between the users involved. Splitter has no obligation to mediate, verify, or enforce any such matter. 6. Personal Data How we handle personal data is described in our Privacy Policy. Splitter does not require a password to sign up; it uses anonymous sessions and optional identity-linking features described there. 7. Termination We may suspend or terminate your access to Splitter at any time, for any reason, including suspected misuse, without liability to you. 8. Changes to These Terms We may update these Terms at any time. If we make a material change, we'll let you know next time you open the app. Continuing to use Splitter after that means you accept the update. 9. Governing Law These Terms are governed by the laws of Poland, except where mandatory local consumer protection law requires otherwise. 10. Contact encecladus@proton.me